I served for 5 years, did the 4 year HPSP payback in addition to optional "neutral year" GPR my first year in the Navy after dental school. It was good. I have zero debt. I bank everything now. It was a no brainer for me. I didn't have anyone to fund my education and I certainly wasn't going to go in hundreds of thousands dollars of debt.
Some of my friends wish they had chosen this route. It wasn't always sunshine in the military, but its a sacrifice worth taking to come out debt free.
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If you could go back, would you pursue the military scholarship?
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