Outside of monthly living expenses, mortgage, and paying debt, how would you approach long term investment?
After your monthly bills are paid, let's say you have a sum of money X left over, say $10,000 dollars - How would you divide and invest this money?
Let's say you want to use the $$$ for long term gain, not a vacation or a new car. Let's say you already have an emergency fund in place, mortgage paid, and no debt. (I wish)
How would you divide your investment $$$ among various types - 401k, individual stocks, mutual funds, index funds, CD's, gold, whatever. The more details the better - what companies would you use, would you use a financial advisor or do it yourself?
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long term investing strategy
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